Ride to own
with an electric motor.
Cheaper than petrol. Yours after 18 months. Get trained to start earning from day one.
Model draft. Payment terms are pending confirmation with our financing partner.
Four steps from application to ride to own.
- 01Apply and get vetted
Register as a MoMo merchant with a GhQR code at the BEEP hub. Your wallet history becomes your credit record.
- 02Earn into one wallet
Bolt payouts and street fares paid by MoMo QR land in the same wallet. Passengers get a MoMo reward for paying digitally.
- 03Weekly payment
The week's payment sweeps automatically from your wallet. Short this week? Top up by QR at any BEEP station before Monday.
- 04Own it
GHS 26,350 paid over two years and the title transfers to you. Keep swapping at BEEP stations at the same energy price.
No bank visit, no cash collector. Your MoMo wallet is the bank account, the swap station is the branch.
Weekly earnings.
Cheaper than petrol.
Energy = 14 swaps a week at GHS 15 (GHS 210). The petrol row assumes a rider who already owns their bike outright, so fuel is the only deduction — fuel at GHS 560 a week, the midpoint of GHS 60–GHS 100 a day, plus GHS 120 a week servicing. BEEP Motor servicing runs through the workshop network, with no separate weekly charge. Before platform commission. Figures are the current model, pending confirmation with our financing partner.
Two swaps cover a full commercial day of 100 to 120 km. A petrol okada burns GHS 60 to GHS 100 in fuel for the same distance.
Purchase vs Ride to own.
You pay for everything, separately.
- The motor
- Paid upfront, in full
- Fuel or energy
- GHS 420 – GHS 700 / week
- Service & battery
- GHS 120 / week, your bill
- After 24 months
- Still buying fuel
One fixed price, and the motor ends up yours.
- The motor
- GHS 253.37 / week
- Fuel or energy
- GHS 210 / week in swaps
- Service & battery
- Workshop network. Pack failure covered.
- After 24 months
- It's yours
What a full-time rider keeps after the motor and the energy are paid.
Three ways to earn.
Swap in minutes. Never wait to charge.
BEEP stations sit on the corridors riders already work. Pull in, scan the MoMo Pay QR, swap the pack, go. The battery stays ours to maintain and replace, so the cost of an ageing pack never lands on you.
- GHS 15
- per swap, pay as you go
- 2 / day
- covers 100 to 120 km
150 bikes. 150 riders who stop paying a bike owner and start paying themselves.
The first tranche is financed and ready to onboard. Vetted riders in Accra go first; the next 200 follow as the cohort proves out. Places are allocated in order of completed applications.
- 150
- places, tranche 1
- 350
- planned across three tranches
Three other ways in.
Tell us which one you are and we come back with the model and the assumptions behind it, not a brochure.
10 to 500 units for ride-hailing or delivery. Fleet console, route cohorts, daily reconciliation, pass-through financing.
Size a fleet →Fuel stations, shops, lorry parks. We bring hardware, install, maintenance and insurance; you earn a fee on every swap.
Host a station →Regional partners across West Africa. Territory, assembly and service rights, parts supply, brand support.
Enquire →Before you apply.
The short answers. The full list, including part-payment, arrears and what happens at week 104, is on the FAQ page.
All questionsHow much does the motorcycle cost in total?
Paid outright, a T22 is GH₵ 18,000 delivered.
On work-and-pay the total is GH₵ 26,350 — GH₵ 253.37 a week for 104 weeks. That is more than the cash price, and it should be: it is the cost of taking the bike today with no deposit and paying for it out of what it earns.
Neither figure includes energy. Battery swaps are paid as you go and are never bundled into the purchase.
What is the daily, weekly or monthly payment plan?
The plan is weekly. GH₵ 253.37 leaves your MTN MoMo wallet every Monday for 104 weeks — 24 months — and then the bike is yours. There is no daily instalment and no monthly one.
Energy is separate and paid as you swap: GH₵ 15 a pack, about 2 swaps on a working day, so roughly GH₵ 30 a day or GH₵ 210 a week for 100–120 km of range.
Put together, a full working week is about GH₵ 463.37 for the bike and its power.
Can the motorcycle be bought fully in cash, or is it only work-and-pay?
Either. You can buy a T22 outright at GH₵ 18,000 delivered and owe nothing afterwards. The T32 and T33 are priced on enquiry.
Work-and-pay exists because most riders do not have that sum sitting idle — not because cash buyers are turned away. If you have the money, buying outright is the cheaper of the two routes.
What happens if a rider defaults on the payment?
Your credit agreement is with Advans Savings and Loans, and the arrears process — what counts as late, what it costs, and what happens to the vehicle — is set out in that agreement rather than decided by BEEP.
The practical advice is the same either way: talk to us before you miss a week, not after. A bad week you have told someone about is a different conversation from silence and a failed collection.
Are there swap stations, and where are they?
Yes. Swapping is how the bikes are powered — you trade a depleted pack for a charged one in about ninety seconds rather than waiting on a charger.
Stations are going in across Accra first, on the delivery and ride-hailing corridors riders already work, and expanding outward from there. Coverage changes as sites open, so check the live map rather than a printed list.
Are replacement parts available for the motorcycle?
Yes. Servicing and repairs run through the BEEP workshop network built with the Ghana TVET Service, which also trains the technicians who staff it. Parts come through Trans-Sahara Industries, which assembles the vehicles in Ghana.
Battery packs are the exception, and in your favour: the pack is BEEP's property. If one fails you swap it and keep working — you are never quoted for a battery.
Ready to ride your own?
Ten minutes on your phone. Ghana Card, a MoMo number and your Bolt rider ID if you have one. We call you back within two working days.
